Most taxpayers are familiar with the term Individual Retirement Account. However, the IRS code was actually written to provide for something termed an Individual Retirement Arrangement. At the mention of an IRA, most people think of mutual funds or a stock portfolio. Through the conditioning of many business practices that depend on Â“holdingÂ” your money, most investors have lost track of or have never heard of the many other individual options available for retirement investing. Are you ready to take back control?