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Premier Bank


Mon – Fri: 8:00 am – 5:00 pm
Sat: 8:00 am – 12:00 pm

Two Locations To Serve You

Huntsville Medical District Office

2123 Whitesburg Drive, SE

Huntsville, AL  35801


Patrick Smith, Manager


Madison Office

8803 Madison Blvd.

Madison, AL  35758

Kristi Poole, Manager


Who They Are

In 1987, Jay Mullins, along with several local citizens and business people, formed Premier Bank in Cullman to meet the needs of our community.  Since that time, we have served many businesses, families and individuals throughout North Alabama.  Whatever the need, the decision is made locally by people you know and trust, who take pride in being a part of this community.   While we  are proud of the growth of Premier Bank, we will never lose sight of our original and continuing purpose:  To provide the finest products and outstanding service to all those in the community.

Understanding the term high risk merchant account can be somewhat confusing at times. Generally speaking, your credit card processing company is responsible for any risks in your transactions. While your transactional history may be healthy, and proof that your business is successful, your processor may be reluctant to accept you as a client if they believe your business puts them at risk. This is why the high-risk merchant designation is incredibly subjective, with each processor and bank working with their own standards of classifying businesses types. Many small business owners only hear the term “high risk merchant accounts” when they learn they have been deemed a credit risk by their bank. This revelation usually feels a bit mysterious at first and, in some cases, you may feel as though you and/or your business have been judged unfairly. But this isn’t the case. From the perspective of your bank/merchant provider, “high-risk” means your business is exposed to risk for charge backs and has nothing to do with the performance of your business or what it has done.

What They Do

Premier Bank of the South offers a wide variety of accounts and is always here to serve your needs  Offering checking, savings, money market/Ira’s, loans, gift cards, safe deposit boxes, merchant services, Christmas Club Accounts, notary services and more.  Drop by  our offices today and let us see how we can help you.   Member FDIC Equal Housing Lender




Visit the Premier Bank website

(256) 461-8026
8803 Madison Blvd Madison AL MAP